Joe sends out several letters each year to clients. If you would like the latest offering simply sign up for the newsletter subscription. The letters are somewhat humorous, sometimes irreverent, but try to capture current events and the subsequent economic and market impacts. The letters are not designed to deliver individual investment advice, but rather to touch base with clients and offer a perspective. Clients, and prospective clients, may get in touch directly with Smart Choice to discuss their individual circumstances relating to investment portfolios and financial planning.